Healthcare Without the Hassle
Direct Primary Care
for $99/Month
Unlimited doctor visits. Same-day appointments. 24/7 access to Dr. Tess. No insurance required.
Direct Primary Care
What Is Direct Primary Care (DPC)?
Direct Primary Care is a membership-based healthcare model that puts you and your doctor first—no insurance company in between. For one simple monthly fee, you get unlimited access to comprehensive primary care without copays, deductibles, or surprise bills.
Think of it like a gym membership for your health—except instead of equipment, you get unlimited access to your doctor.
How It's Different
Traditional Insurance Model
- High premiums ($300-500/month)
- Deductibles ($2,000-8,000/year)
- Copays every visit ($30-75)
- Rushed 10-minute appointments
- Weeks to get an appointment
- Can't reach your doctor directly
Garcia Family Medicine DPC
- $99/month (individual)
- $0 deductible
- $0 copays—unlimited visits
- 30-60 minute appointments
- Same or next-day appointments
- Text/call Dr. Tess directly 24/7
Annual Savings: $3,000-13,000+
No Hidden Fees
Simple, Transparent Pricing
No surprise bills. Just quality healthcare you can afford.
$99/month
INDIVIDUAL
Perfect for singles and young adults
Includes:
- Unlimited office visits (no copays)
- Same/next-day appointments
- 24/7 direct access to Dr. Tess
- Annual wellness exams
- Chronic disease management
- Sick visits & urgent care
- Women's health services
- Mental health evaluation & medication management
- Wholesale-priced labs & imaging
- Discounted medications
First Visit: $200 (includes first month + comprehensive 60-90 min assessment)
MOST POPULAR
$225/month
FAMILY Best value for families
Everything in Individual, plus:
- All Individual benefits
- 2 adults + up to 3 children under 18
- Comprehensive pediatric care
- Family wellness planning
Additional children: $25/month each
First Visit: $200 per family member (one-time)
$175/month
COUPLE Save $23/month
Everything in Individual, plus:
- All Individual benefits
- Coverage for 2 adults
- Coordinated family care
- Shared health goals
First Visit: $200 per person (one-time)
What You Save
Traditional Insurance Annual Cost
- Premiums: $3,600-6,000
- Deductible: $2,000-8,000
- Copays: $120-450
- Total: $5,720-14,450/year
Garcia Family Medicine DPC
- Membership: $1,188/year
- Deductible: $0
- Copays: $0
- Total: $1,188/year
💰 You Save: $4,532-13,262 annually!
Everything You Need for Primary Care
Your membership includes comprehensive care with no limits on visits.
Preventive Care
- Annual wellness exams (comprehensive, not rushed)
- Preventive screenings (based on age, gender, risk factors)
- Health risk assessments
- Lifestyle counseling
- Nutrition guidance
Sick Visits
- Same or next-day appointments
- Acute illness treatment (cold, flu, infections)
- Urgent care services
- Minor injuries
- Allergies & asthma
- Skin conditions
Chronic Disease Management
- Diabetes management
- Hypertension (high blood pressure)
- High cholesterol
- Thyroid disorders
- COPD & respiratory conditions
- Regular monitoring & medication adjustments
Women's Health
- Annual gynecological exams
- Pap smears
- Contraception counseling
- Menopause management
- Breast health
- Pregnancy care coordination
Mental Health
- Mental health screening
- Depression & anxiety management
- ADHD evaluation & treatment
- Medication management
- Counseling available ($85/hour additional)
- Referral coordination when needed
Minor Procedures
- Sutures & wound care
- Abscess drainage
- Skin biopsies
- Joint injections
- Trigger point injections
- Ear lavage
Lab Work & Imaging
- In-office basic labs
- Wholesale-priced comprehensive labs
- Blood work at cost (no insurance markup)
- Discounted imaging (X-rays, ultrasounds, CT, MRI)
- EKG & monitoring
Medications
- Prescription management
- Medication reviews
- Many common medications at wholesale prices
- Often cheaper than insurance copays
- Generic medication savings
What's NOT Included
Direct Primary Care is your primary care solution, but it doesn't replace:
- Hospitalization (use insurance or health sharing)
- Specialist care (we coordinate referrals)
- Emergency room visits (we're available 24/7 for guidance)
- Surgery (we work with surgical specialists)
- Advanced imaging when not ordered by us
💡 Smart Strategy: Pair your DPC membership with a low-cost high-deductible health plan for catastrophic coverage. You get comprehensive primary care through DPC while insurance covers major medical events.
Getting Started Is Easy
4-Step Process
STEP 1
Schedule Your First Visit
Call, text, or book online. We’ll schedule your comprehensive initial assessment (60-90 minutes).
First Visit: $200 (includes your first month’s membership)
STEP 2
Meet Dr. Tess
Dr. Tess spends quality time getting to know you:
- Complete health history review
- Physical examination
- Discussion of health goals
- Review current medications
- Lab work if needed
- Personalized care plan
STEP 3
Choose Your Membership
Select the plan that fits your needs:
- Individual ($99/month)
- Couple ($175/month)
- Family ($225/month)
Cancel with 30 days notice—no long-term contracts.
STEP 4
Enjoy Unlimited Care
Once you’re a member:
- Same/next-day appointments when you need care
- Text, call, or email Dr. Tess directly
- No copays, no visit limits
- Wholesale-priced labs and medications
- Annual comprehensive wellness exams
You’re not just getting a doctor - you’re getting a healthcare partner.
Frequently Asked Questions
Direct Primary Care Questions Answered
Q: Do I still need insurance if I have DPC membership?
A: DPC is NOT insurance. We recommend pairing your $99/month DPC membership with a low-cost high-deductible health plan for catastrophic coverage (hospitalization, specialists, surgery). This combination often costs less than traditional insurance while giving you better primary care.
Q: Can I use my HSA/FSA for DPC membership?
A: Yes! DPC memberships are typically HSA/FSA eligible. Check with your plan administrator, but most patients can use pre-tax dollars.
Q: What if I need to see a specialist?
A: Dr. Tess coordinates all specialist referrals and helps you navigate the healthcare system. Your insurance or health plan covers specialist visits.
Q: How quickly can I get an appointment?
A: Same-day or next-day appointments for most concerns. Because we limit our patient panel, Dr. Tess has time to see you when you actually need care.
Q: Can I really text Dr. Tess directly?
A: Yes! All DPC members have Dr. Tess’s direct number for text, call, or email. She responds personally—no phone trees, no nurse gatekeepers.
Q: What if I have an emergency?
A: Some emergencies do not need a trip to the emergency room. Things like lacerations needing to be stitched, or urinary tract infections do not need a trip to the emergency room and will likely take you hours if you do. We recommend calling Dr. Tess when you are having what you perceive to be an emergency to find out if it is something she can handle in the office . . . like stitching up a laceration or treating a urinary tract infection.
Q: What about lab work and imaging?
A: We have agreements with TestSmartly Labs in Independence for wholesale prices on labs and with Element Medical Imaging for x-rays, CTs, and MRIs at fantastic savings. The caveat is you have to pay either company at the time of service .
Q: Do you accept my insurance?
A: We do not accept insurance because we are a direct primary care practice. This keeps our costs low and allows Dr. Tess to spend more quality time with you. We don’t participate in insurance processes or file any claims—staying out of insurance matters is central to our model. If you choose to seek reimbursement from your insurance company, that would be handled directly between you and your insurer. We can provide you with receipts for your payments, but any insurance submissions would be your responsibility.
Q: Can I cancel my membership anytime?
A: Yes, you’re free to cancel your membership anytime. We just require 30 days’ notice so we can process the cancellation properly.
Q: Is there a long wait to become a patient?
A: No! One of the most attractive benefits of direct primary care is that you won’t experience long waits for appointments. Dr. Tess maintains a smaller patient panel specifically so she can see you when you need her. Contact us today to schedule your appointment.
Ready to Experience Healthcare the Way It Should Be?
Join hundreds of Blue Springs families who’ve discovered affordable, accessible, compassionate primary care.